Coverages

CT FAIR Plan is the Administrator

Coverage with the DP-2 Broad Form "Stand-Alone" C-MAP Coastal policy

Coverage A:	Building - $500,000 maximum limit with a minimum of 80% of Replacement Cost
Coverage B:	Other Structures - 10% of Coverage A with option to increase
Coverage C:	Personal Property - $350,000 maximum Actual Cash Value is 50% of Coverage A Replacement cost is 70% of Coverage A (optional)
Coverage D:	Fair Rental Value
Coverage E:	Additional Living Expense

Broad Theft Coverage:	see DP 04 72 07 88
Personal Liability:	choice of $25,000, $50,000, $100,000 or a maximum of $300,000

5% Hurricane Deductible endorsement

Optional Endorsements:

Personal Property Replacement Cost
Automatic Increase in Coverage
Permitted Incidental Occupancies – Property
Permitted Incidental Occupancies – Liability
Loss Assessment Property Coverage
Premise Alarm or Fire Protection
Water Backup and Sump Overflow
Unit Owners Coverage (condo)
Third Party Notification
Premium Finance Endorsement
Personal Injury

Coverage with the DP-2 Broad Form "Wrap-Around" C-MAP Coastal policy

POLICY 1: “Wrap-Around” coverage through C-MAP participating insurers:

HO-4 (or equivalent) Contents Broad Form Policy for dwelling owner

Section I	Coverage C - Contents ACV or Replacement Cost
Section I	Coverage D - Loss of Use
Section II	Coverage E - Personal Liability
Section II	Coverage F - Medical Payments to Others
Section I	Additional Coverages (may exclude Building Additions and Alterations)

- AND -

POLICY 2: Coverage through the CT FAIR Plan:

Dwelling Fire - DP-2 Broad Form

Coverage A - Replacement Cost with $500,000 maximum and a minimum of 80% of Replacement Cost

Coverage B - Other Structures - 10% of Coverage A with option to increase

Optional Endorsements:

Automatic Increase in Coverage
Premise Alarm or Fire Protection
Water Backup and Sump Overflow
Third Party Notification
Premium Finance Endorsement

A 5% hurricane deductible will be on all CT FAIR Plan C-MAP policies. The minimum named perils deductible is $500.