The Connecticut FAIR Plan was established to conform to the Urban Property Protection and Reinsurance Act of 1968 and its amendments and Title 38a of the Connecticut General Statutes.

The aim of the FAIR (Fair Access to Insurance Requirements) Plan is to provide property insurance regardless of environmental conditions. The property and premises must meet reasonable underwriting standards.

Always try to get coverage with a standard insurance company (for more comprehensive coverage) - before coming to the FAIR Plan. A producer should also check with an Excess and Surplus Lines broker. The FAIR Plan should be your last resort.

Mortgage lenders need not be concerned about the CT FAIR Plan not being listed in Best's Rating Guide. We are regulated by the Connecticut Insurance Department and supported by all insurance companies who write property insurance in the state of Connecticut; therefore, we are stronger than any single insurer.